Please provide the following information for your loan application:

Income Information

·          Salaried

o    current months pay stub(s)

o     last 2 years W-2’s (2011 and 2010)

o     last 2 years personal tax returns; all pages (1040’s for 2011 and 2010)

·          Self-Employed

o    last 2 years Corporate/Partnership tax returns; all pages (1120/1065/K-1’s)

o    last 2 years personal tax returns; all pages (1040’s for 2011 and 2010)

·          Copy of all Pension Statements, “Award” Letter, etc. (if applicable)

·          Copy of Social Security Annual “Award” Letter, Statement, etc. (if applicable)

Bank Account Information

·          Last 2 months of statements for all accounts; all pages

      (checking, IRA, money market, mutual funds, savings, stock and 401k accounts)

Additional Information

·          Copy of current loan statement for 1^st TD and 2^nd TD or rental history for the last 2 years

·          Copy of photo ID for all borrowers

·          Copy of homeowner’s insurance declaration page showing annual $ amount

(or name and telephone # of insurance agent)

·          Copy of Purchase Agreement (if applicable)

·          Copy of Divorce decree; all pages (if applicable)

·          Copy of Bankruptcy discharge papers (if applicable)

·          Explanation Letter for any late payments, collections, etc. (if applicable)